Blogs

Another month, another cash rate rise. The Reserve Bank of Australia (RBA) increased the cash rate to a six-year high of 1.85 per cent in August, prompting some lenders to increase their variable rates by 0.5 percentage points. Meanwhile, nationally home values are falling at the fastest pace since the 2008 global financial crisis (GFC). […]

If you are buying your first home, getting your head around home loan terminology can be tricky. Two acronyms you may come across are loan-to-value ratios (LVR) and debt-to-income ratios (DTI). Recently there have been important changes to DTI ratios that could affect your borrowing capacity. Here, we’ll run through what these terms mean and […]

Building your own home can be one of life’s most rewarding milestones. Not only does a new build have the potential to save you money, but it also gives you the opportunity to design the home you’ve always wanted with all the latest fixtures and fittings. You can also plan your finances with confidence, knowing […]

The search for your dream property can be both exciting and stressful. From the inspections that kick everything off to putting in your offer and having it accepted, these are all stepping stones on the journey towards ownership. It all culminates in the final step of the process – settlement day. Here’s what to expect […]

The Great Australian Dream of home ownership is still alive, but it’s evolving. With rising costs of living and higher interest rates, rentvesting has become an increasingly popular strategy for getting a leg up on the property ladder.Reinvesting is when you rent where you want to live and buy where you can afford.Here are some […]

New year, new home? If next year is the year you plan to get into the property market, there are a few things you can do to help you reach your home ownership goals. Here are five things to consider to make your property search. Understand your borrowing capacity The amount of money you can […]