Blogs

Redraw facilities and offset accounts work in a similar way – they both effectively allow you to reduce the balance of your home loan, which reduces the amount of interest you pay. So, how do you know which is right for you, or whether you should choose a home loan with both a redraw facility […]

With auction clearance rates soaring above 80% in many markets in recent weeks, the competition amongst buyers for properties is often fierce. One tactic some buyers use is to make a pre-auction offer before the property goes under the hammer. The idea is that if you make your offer enticing enough, the vendor may ditch […]

News of the Reserve Bank of Australia’s (RBA) decision to increase the official cash rate has left many homeowners feeling uncertain and worried. For some, it’s the first time they’ve experienced a cash rate rise. If you’ve been left scratching your head wondering what this means for you and your wallet, I’m here to help. […]

If you’re like most property investors, trawling through boxes of receipts to tally up your allowable deductions is probably not your idea of fun. So, how can you make tax time a little easier? Here’s our pre-tax time checklist. 1. Gather all your documents in one place The earlier you get organised, the less painful […]

With millions of Australian homeowners likely to be slugged with higher mortgage repayments due to the cash rate hikes, there’s one question on everyone’s lips. Is now a good time to refinance? While it depends largely on your individual situation and goals, there are mounting reasons why refinancing should be on your radar. At the […]

One of the things lenders take into consideration when assessing your ability to repay a loan is your credit report. As part of the loan application process, they’ll assess your financial history, including any previous credit applications you’ve made and any payments you may have defaulted on. If you’re in the market to buy a […]