top of page

Testimonials from our customers

Don't take our word for it...

We are happy that FirstPath was recommended to us. Atif guided us and kept us informed throughout the whole process.

We are highly satisfied with the type of service provided to us.

Thanks for all the support.

Crisel F.

Thank you Atif and Pam for your great customer service. Cannot thank you enough for securing loan (when other companies said it is going to be a tough one) for me so easily.
It is very easy to reach out to you/your team on phone and e-mail and I must mention that there has never been a single phone/email of mine which has not been responded to straight away.
Highly recommend your services to everyone.

Avi B.

FirstPath worked very hard to get my home loan. I recommend them very highly. Very professional. Great service.

Andrew A.

There is no doubt John Germano is very experienced in the field of lending and finance, from the initial recommendation till after settlement John was there for us. He constantly kept us in the loop, which was so important and lessened the anxiety of refinancing. John was swift in his action and it was evident that he has well established professional connections within the industry, which allowed us to get the most appropriate package. John was flexible to our needs and was always upfront and honest. We have never experienced this level of service before for any good or service. Some people have hairdressers we have a mortgage broker that we will use for a life-time.

Sam and Vanessa G.

John was fantastic, we couldn’t be happier with the outcome and he was able to get us a better-refinanced deal when our previous bank said no.

He went above and beyond and was committed to helping us every step of the way.

Adrian V.

Pam has outdone the service and support that you would expect, also during this time has gone over and above to maximise our financial status and has made this testing time such a positive for our family.

You must consider Pam when looking to improve you stronghold on your finances at this time.

Clint S.

Atif works hard to get customers the best deal.

He is supportive throughout the whole process and makes everything seem easy.

Gemma M.

Thanks, John / Pam 

Outstanding service, advise, help and definitely recommend First Path group, you can't put a price tag on their knowledge/skill as it's definitely changed my financial situation tenfold.

John's persistence making the purchase of our dream home possible that many other financial institutions said was not possible and turned us away.

Love your work guys.

Denis R.

FirstPath were very friendly and guided me and my husband through one of the biggest steps we have taken.

Without the help and guidance, we were provided our dream would have ended. the service and communication we were given were the best we have ever had.

Jane W.

Very recommended!!

John knowledge was exceptional, the level of detail in the options that were provided was fantastic, service was superb!!

Shout out to Pam - who was very consistent and very supportive in the background!!

Zina S.

We would like to thank Dinesh Rao and his team for their help and support throughout the process. 

Best team ever. 

Thank you so much for your help once again.

Abhyashni M.

Atif was good to deal with.

He sat down with me to understand my existing loans and condition before he came up with a plan.

We went through a few options before making the final decision.

Overall, it was a good positive experience.

Avnish B.

From start to finish, First Path has been great.

Always helpful/patient when needed, taking me through the whole process with ease.

Highly recommended!

Richard P.

With other brokers I had a bit bitter experience but FirstPath Fin Group has ticked all the boxes for perfect service delivery.

Thanks to Dinesh and Atif for their professional advice and I am impressed the amount of knowledge and experience both of them have.

We will recommend First Path to our family, friends and work colleagues.

We would love to do more business with FirstPath.

Thanks a lot from our family, we will call you guys for next loan.

Harpreet S.


Big thanks for the wonderful support you have provided me to simplify and consolidate my home loan.

You were there with that positive response, when ever i had queries in my mind.

And Ah! dont forget to call me when you need to hire some one - i like your job!

Best Wishes,


Bramesh J.

John and Pam from First Path FG were so helpful in what was a stressful time for us organising to build our first home. We had many issues come up around our personal finances and situation and they kept us informed and remained calm the entire time. We are both young and new to home loans etc so they explained everything in a way we could understand. They always communicated clearly and regularly and supported us every step of the way. Could not recommend more!

Taylor P.

The guys at FirstPath are well versed in lending conditions and requirements and ensure that all documentation, processes and expectations are managed before proceeding with an application.  This was of great importance to me and my wife as this allowed us to adjust our end goal to ensure we were within capable financial levels.  Highly recommend the team.

Peter D.

5/5 stars for John and Pam! I was absolutely floored by how seamless they made the whole process. After a terrible experience with a previous broker who put me in an extremely stressful situation, John and Pam were able to turn this around in a matter of days and provide me with a solution that not only eliminated all of my stress and anxiety but also secured me my first home. I am extremely thankful for these two and would highly recommend them to anyone seeking any financial services.

Tijana P.

Got outstanding service from Dinesh Rao and Atif Paracha from First Path Financial Service and entire process of refinance became very smooth with proactive communication, follow up and keeping us informed at each and every step made the entire process very smooth and pleasing. Very impressive service and very pleasing experience.

Rakesh R.

Very understandable and Customer-friendly so their services were highly recommendable.

Archana D.

We have been dealing with John Germano for every personal and business banking needs and would never look elsewhere. 

His knowledge, honesty and communication is with you every step of the way and he will never give you inaccurate information and will always keep you updated every step of the way.

Thank you John and the team at first path financial once again and we look forward to working with you again.

Sarah D.

Firstpath are an amazing and professional team, they take the time to listen and are very kind.

Didn’t matter the time or day I would contact them I would get a response right away. 

I would definitely recommend Firstpath. 

Val G.

FirstPath Financial Group go above and beyond to make the process of getting a home loan a breeze. Our finance Manager Atif made the process as easy as possible. He kept us informed at all stages of the application process, has excellent communication and did not hesitate to answer any queries we had. Highly recommended him and his team for their services!

Yashodha L.

John at Firstpath was prompt on appointments. Always let us know if he was running late. Knew what he was talking about as well about the products that were on offer. Would not hesitate in recommending John as well as First Path to family and friends.


I found John and his team to be very professional, helpful and easy to communicate with from start to finish.

Eamon O.

I found John to be very helpful and explained everything thoroughly, went out of his way to assist us. Made the process so easy.

Jen O.

Awesome service experience received from Atif. Would certainly recommend him to my family and fiends. Keep up the good work you do Atif.

Sinclair B.

“I just wanted to start by saying AMAZING"

I was initially skeptical at first as i was recommended by a friend who advised me of FirstPath,

but after sitting with the team i was confident of my decision. The FirstPath team not only helped me streamline and reduce my loans but they made the experience enjoyable and easy. They build a solution around my needs and guided me through the process step by step.

Professionalism and Industry Knowledge is a given, what makes FirstPath my choice is the customer experience. 

Steve P.

I chose them 1st, and again because Atif was Very convenient to talk with, prompt and approachable. Such peace of mind I had during the whole process twice.  5-star recommendation.

Atif R

John was clear, efficient, informative, helpful and very personable. He made everything very understandable and worked well with us to get what we need. Would highly recommend First Path to anyone looking to purchase a home.

Clint G.

Professional, explained the process and terms clearly. Always kept us informed during the whole process! Thank you for your assistance in finding the right loan for us.

My husband and I chose First Path to help us purchase our second home. We spoke with John who was beyond helpful. John made a stressful time an absolute breeze. He ensured that my husband and I understood our options and were happy with what we were being offered. Thank you to the team at First Path for your years of experience and knowledge. We’d have no hesitation recommending First Path to our family and friends.

Adriana X.

John and Pam were very helpful,they sorted everything out and explained well.they went beyond to fix other loans that were not right.i would recommend them to anyone that  needs a loan .thanks for all your help

Joe A.

I was absolutely delighted with First Path Financial services. It is really refreshing to work with a mortgage broker who is truly interested in his client’s needs, circumstances and preferences. What really impressed me was the way John took the time to get a feeling for where I was at, his depth of knowledge and common sense approach. John’s professional, ethical and caring manner gained my trust and respect and I would gladly recommend his services whenever possible.

Natalia B.

We're so happy that First Path was recommended to us. John was very accommodating to our needs and Pam kept us informed throughout the whole process which was much easier than we were expecting. We ended up with a great deal and we only wish we had contacted them earlier.

Sebastian G.

Dealing with first path was easy, the team a very experienced in what they do.
Your not just a number to them John and his team will go that extra mile to make your dream come true.

Mandy E.

John Germano is a very professional Financial Adviser who has a Wealth of knowledge in home loan products.  John took time out on every occasion to guide us through all the available options that would best suit our financial needs and is always contactable whenever we needed his advise during our home Loan process.

Rayner A.

John made the refinancing process stress free!. I will always recommend John to family and friends, he was informative, always contactable and provided realistic expectation. Thank you John.

Maria S.

Dealing with John was an easy process from the outset. He took the time to understand our needs and ensured the solution provided met all our objectives. Customer service and communication throughout the whole interaction was first class and we where always on the same page and kept informed of progress. John’s extensive understanding of different banking products and financial institutions requirements and processes helped us meet our financial goal. Myself being from a financial background we apply a critical lens to this type of work. John and First Path Financial Services have delivered beyond expectations and we will happily recommend to others with financing needs use their services.

Ulrika S.

First class , Firstpath. Couldn't be happier with the service and outcome of my refinance!

Christopher T.

I cannot thank you enough for helping me purchase my first home. You made the process very easy and stress-free. Anytime I needed you, you were always there to help talk me through any questions I had. You went out of your way to make sure that I understood each item and no question was left unanswered.  I highly recommend you to anyone looking to buy there first, second, third, fourth home. Thank you for being so amazing, so easy to deal with and I look forward to doing business with you again in future. My biggest compliments to you!!!

Billy T.

I've made a great choice choosing first path.

John handled all my matters from start to finish beyond expectations. 

He communicated and thoroughly explained everything.

Highly recommend first path

Mice T.

After seeing 2 or 3 brokers to either upgrade our home or to refinance our current loan my wife and I were left confused and uninspired with the daunting task set out by these brokers. A few months passed and after speaking to a like-minded local estate agent I was referred to John Germano. He scheduled a time to meet that was convenient at my house, Immediately I felt he was a cut above the rest. Professional but approachable. He made my wife and I very comfortable from the get-go. John did not sugar coat anything and gave us a plan of what he needed from us, as we weren't quite there financially. He coached us on how we can get the loan and how to save money and reach our goals, all without being harsh or rude. Fast-foward 3 months and we have just settled our home loan. John and his assistant Pam made it an extremely easy process. Went above and beyond and kept us informed every step of the way. I would highly recommend John and Pam, and will continue to use them again in the future and will definitely refer them to others.

Tai T.

bottom of page